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Financial Innovation and Competition in European Union

Contents

The Pros and Cons of a Preferential Fiscal System for Smes
Georgeta Vintilă, Maricica Moscalu, Maria-Oana Filipescu
Optimization of Mortgage Loans Granting Procedures
Teodora Cristina Barbu, Iustina Alina Boitan, Ion Radu Zilişteanu
Financial Crisis and its Implication on Obtaining Founds on the Capital Market
Vasile Ilie, George Horia Ionescu, Ruxandra Dana Vilag, Elena Radu
Cost of Capital Considerations
Laura Obreja Braşoveanu, Anamaria Ciobanu, Iulian Braşoveanu
Artificial Intelligence Applications in the Financial Sector
Adrian Cozgarea, Gabriel Cozgarea, Andrei Stanciu
Incidence of Legislative Changes on the Romanian Public Debt Sustainability
Emilian Constantin Miricescu, Emilia Mioara Câmpeanu
Arch Testing Heteroscedasticity on the Bet Index
Ionuţ Teodor Ionescu, Radu Stroe