Theoretical and Applied Economics
No. 12 / 2008 (529)
Characteristics of Managing Operational Banking Risk
„Valahia” University of Targoviste
Adela Socol
„1 December” University of Alba Iulia
Abstract. The objective of this paper is to provide a global perspective of the operational risk from a banking societies’ viewpoint. We describe the main regulations and settlements in the field and examine the various approaches of the operational banking risk. The paper presents the need of banks to managing operational risk. We study comparatively for a banking society the capital charge for covering the operational risk under the basic indicator approach and under the standardized approach. We present a case study of implementing current capital requirements at the level of a Romanian banking society. From the theoretical approach and from the description of quantifying of operational banking risk, the results of this study insist on the importance of measuring of operational banking risk and identifies major issues that need to be considered to improve the managing operational banking risk.
Contents
Contextualism Revisited: Towards a More Relevant Conceptualization of Public Administration for Ethical and Sustainable Leadership in the Global Context
Characteristics of Managing Operational Banking Risk
A New International Economic and Financial Order
Considerations Regarding GW as a Way for Evaluation of the Efficiency of the Reenterprise of the Enterprises
Economic Efficiency of EU Decision Making Process. Case Study: Measurement of Voting Power Indices of Romanian Parliament, 1996-2004
Aspects Regarding the Motivation and Forms of Foreign Banks’ Penetration in Central and Eastern Europe