Theoretical and Applied Economics
No. 4 / 2007 (509)
Credit Risk Evaluation
Iuliana Cetina
Gheorghe Orzan
Academia de Studii Economice Bucuresti
Abstract. In the environment in which a bank functions there are many risk sources that determine the reduction of the profitability. These risk sources must be attentively identified, measured and taken into consideration for the elaboration of a bank’s general strategy of monitoring and disproof of the risks. The risk is generally defined as: the adverse effect that certain distinct incertitude sources exert over the profitability. The measurement of the risk requires that both the incertitude and the potential adverse effect over the profitability be surprised and evaluated.
Contents
Informal Value Transfer System – Hawala
Implementation of Ecological Policies in Danube Delta Area
The Crisis on the Labor Market in Romania
Improving the Financial Control – A Priority of Corporate Management Nowadays
Using the Statistical Indicators for the General Insurances Activity
Arguments for the Growth Sale-Purchase Actions on the Land Market
Credit Risk Evaluation
The Factors and Transversal Reorganizations Principles of Romanian Textile Industry Enterprises using Activity-Based Costing Method