Theoretical and Applied Economics
No. 3 / 2014 (592)
Time series analysis in loan management information systems
Varna University of Economics, Bulgaria
Abstract. A loan management information system (for transaction processing in credit institutions) records data for given loans, returned sums for principal, interest and taxes. The purpose of this article is to accept or reject our assumption that the more loans are given, the more sums are returned by customers. The main methodology used is time series analysis. Data are analyzed in SPSS. The main proved conclusion is that incoming money flows in credit institutions do not depend on the amount of given loans. This article is published for the first time. This article gives notes for extending existing loan management information systems for loan management in credit institutions and banks in the direction of business analysis.
Contents
Assessment modalities of the Master Plan for the Romanian tourism development 2007-2026
Frameworks for a sustainable development indicators system
Sustainability of public co-financing of investment projects with EU financial assistance in Romania
Time series analysis in loan management information systems
The impact of the image of the organization in terms of the online communication paradigm
Why liquidity interventions are they optimal in the case of Morocco for financial stability?
Global European economic model
Evolutions and prospects in Romania’s economy
Choosing the career path – An unemployment enhancer factor