Theoretical and Applied Economics
No. 3 / 2021 (628), Autumn
Efficiency of commercial banks in India after global financial crises
Madras School of Economics, India
K.R. SHANMUGAM
Madras School of Economics, India
Abstract. This study contributes to the bank efficiency literature by estimating the technical efficiency of banks in four different ownership groups in India during the post global financial crisis period, 2009-2018 utilizing the technical efficiency effects model for panel data. It finds that despite the consolidation of information technology efforts, the efficiency of Indian banking industry deteriorated during the post global financial crisis period. This may be due to the mounting pile of non-performing assets. Interestingly, the public banks seem to be more efficient than their private counterparts. The results also indicate that banks with lager capital adequacy ratio or older banks or banks with more branches are less inefficient in generating interest income. It is our hope that findings of this study would be useful to international agencies and other stakeholders in evaluating and improving the performance of Indian banks.
Contents
Two vital reference elements in the evolution of the current model of European integration – The Maastricht Treaty and the implementation of the single currency – Euro
Development in Romania during the post-crisis period: A human, economic and social perspective
Multifactorial analysis of the price formation in the terms of a risk-free rate
Financial contracts with several types of agents
Evaluation of the methodological relationship between real business cycle model and macroprudential policy
Efficiency of commercial banks in India after global financial crises
Effectiveness of monetary policy and interest rate pass-through in India since financial sector reforms
FDI and ODA effects on recipient countries imports: Evidence from selected MENA countries
Estimating the relationship between governance, economic growth, inequality and poverty
Environmental Kuznets curve and India: Evidence from autoregressive distributed lag model
Rural urban migration with heterogeneous firms, heterogonous laborer and the effect of wage subsidy
The relationship between exchange rates, foreign trade and economic growth: An application on Turkey