Theoretical and Applied Economics
No. 7 / 2009 (536)
Guarantees in Banking Operations with Bank Customers
Adrian Enciu
The Bucharest Academy of Economic Studies
Abstract. In a crediting relationship, one of the parties involved – namely the creditor – is exposed to certain risks which impose taking measures to guarantee a debt. If, at the due date, the debtor cannot pay his/her debts and meet the assumed liabilities, the creditor can execute the legally constituted guarantees, on a contract basis, thus covering the debt.
There are also situations when the state, being directly interested in promoting trade and cooperation with other economies or simply out of the wish to ensure a competitive and safer business environment, gets involved in insurance and guarantee operations. In such situations, the state does not interve
Contents
Public Integrity and Performance of Governance. A Comparative Study for South-Eastern Europe
The Operational Risk – Minimum Capital Requirements
Guarantees in Banking Operations with Bank Customers
Mergers & Acquisitions – a Simulation Model Used in the Negotiation Process
Aspects Regarding the Development and the Integration of the Corporate Social Responsibility Concept in Firms’ Behaviour. Particularities for Small and Medium-sized Enterprises
The Role of Promotion in Milling and Bakery Products Sales